620 CHARLOTTE STREET, Niagara-on-the-Lake (Town), Ontario

$1,099,000
620 CHARLOTTE STREET, Niagara-on-the-Lake (Town), 101 - Town
  • Updated On:
  • March 23, 2026
  • 3 Bedrooms
  • 2 Bathrooms

Welcome to your dream home in the heart of Niagara-on-the-Lake! This charming character home has been beautifully renovated (over $140,000!) with a perfect blend of modern, warm, and functional upgrades. The entire house has been painted. The eat-in kitchen features sleek stone countertops, under-mount sink, top tier shaker cabinetry, and stainless steel appliances, including wine fridge and bar area. Also on the main level, you will find the living room area with stunning gas fireplace and mantle (new gas insert 2025), guest bath, laundry room, and best of all your walkout to your private backyard oasis with large heated kidney shaped pool, new multi-level composite decking, BBQ area, several seating + lounge areas, fully fenced, and mature trees for your privacy. Perfect for relaxation or entertaining your family + guests. On the second level are 2 generous bedrooms, one with additional study/office area, and full bath with stone countertops and soaker tub. The lower level is finished beautifully, offering a second living room, new stylish sliding barn door, 2nd fireplace, 3rd bedroom area, and plenty of storage. Attached garage doubles as a workshop – neat as a pin + upgraded with Swiss Traxx flooring (Newage workbench, ceiling rack, and most cabinets included). This location is amazing! Charlotte Street is a sought-after street. Walking distance to the Old Town, known for its world class restaurants, Shaw theatre, shops, and wineries. Also 2 minutes walk to “The Commons”, an historical area offering huge parklands and trails. This home is a pleasure to view. Whether you’re looking for a peaceful sanctuary or a home just steps away from the action of Niagara-on-the-Lake, this property offers the best of both worlds. Upgrades include: New sump pump, new hot water tank, new furnace (2024), new A/C (2024), pool heater 2025, pool filter 2022, pool pump 2022, pool liner 2012. All pool equipment, cleaners, and 2 covers included. (id:65066)

Address: 620 CHARLOTTE STREET
State/County:
Zip: L0S1J0
Country: Canada
Listing Id: X12881900
Price: $1,099,000
Bedrooms: 3
Bathrooms: 2
Basement: Finished, Full
BathroomsPartial: 1
BedroomsAboveGrade: 2
BedroomsBelowGrade: 1
CommonInterest: Freehold
CommunityFeatures: Community Centre
Cooling: Central air conditioning
Directions: Cross Streets: John St E. ** Directions: Mississagua to John to Charlotte.
FireplacesTotal: 2
FoundationDetails: Poured Concrete
FrontageLengthNumeric: 60
FrontageLengthNumericUnits: feet
Heating: Forced air, Natural gas
InternetAddressDisplayYN: 1
InternetEntireListingDisplayYN: 1
ListAOR: Toronto
ListAORKey: 82
ListAgentKey: 2153000
ListOfficeKey: 279033
ListingURL: www.realtor.ca/real-estate/29469828/620-charlotte-street-niagara-on-the-lake-town-101-town
LivingAreaMaximum: 1500
LivingAreaMinimum: 1100
LivingAreaUnits: square feet
LotSizeDimensions: 60 x 120 FT
ModificationTimestamp: March 23, 2026 at 05:31pm
OriginalEntryTimestamp: March 13, 2026 at 08:40pm
OriginatingSystemName: Toronto Regional Real Estate Board
ParkingFeatures: Attached Garage, Garage
ParkingTotal: 3
PhotosChangeTimestamp: March 17, 2026 at 03:17pm
PhotosCount: 43
PoolFeatures: Inground pool, Outdoor pool
PostalCode: L0S1J0
Rooms: Foyer: Main level, 2.08 x 1.24 meters | Recreational, Games room: Basement, 6.98 x 4.57 meters | Bedroom: Basement, 4.42 x 3.33 meters | Utility room: Basement, 2.46 x 3.43 meters | Dining room: Main level, 4.32 x 3.33 meters | Living room: Main level, 3.53 x 4.67 meters | Laundry room: Main level, 0.84 x 1.68 meters | Bathroom: Main level, 2.41 x 1.68 meters | Kitchen: Main level, 2.69 x 3.05 meters | Primary Bedroom: Second level, 3.33 x 3.86 meters | Bathroom: Second level, 3.58 x 1.75 meters | Bedroom: Second level, 3.33 x 3.35 meters | Sitting room: Second level, 2.87 x 2.36 meters
Sewer: Sanitary sewer
StatusChangeTimestamp: March 23, 2026 at 05:18pm
Stories: 2
StreetName: Charlotte
StreetNumber: 620
StreetSuffix: Street
StructureType: House
TaxAnnualAmount: 5478.13
WaterSource: Municipal water
ZoningDescription: R1
Other Features
Brick Facing
Dishwasher
Dryer
Garage door opener remote(s)
Has Fireplace
Refrigerator
Steel
Stove
Washer
Window Coverings
Wine Fridge

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$5,634.79
per month
  • Principal and Interest
  • Property Tax
  • HOA fee
  • Private Mortgage Insurance
$ 4,261.04

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